Freedom Of Choice Program

As a convenience, your beneficiary may elect to take advantage of our Freedom of Choice certificate. American Income Life’s Freedom of Choice Certificate enables the beneficiary to assign a designated benefit amount directly to the funeral home following your death. Since most funeral homes require immediate payment, this allows your family to choose any funeral home and provide them with the completed Freedom of Choice certificate. The funeral home contacts our Company directly to cover the funeral cost.

This no-cost service alleviates one burden for your family during this stressful time, allowing the funeral home to make preparations while your family grieves. A life insurance policy from American Income Life gives your loved ones money to cover funeral home charges, cemetery costs, and other related final expenses.

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State General Agent Micah A. Cohen,

License Number 0C38927

State General Agent David M. Cohen,

License Number 0542414

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