Critical Illness Insurance

Th American Income Life critical illness policy pays a one-time, lump sum payment when an insured person is first diagnosed with a covered critical illness. An AIL critical illness policy can be the difference between financial security and financial disaster. The benefit can help ease your financial burden.

The policy covers first diagnosis of one of the following:

  • Heart attack
  • Stroke
  • End-stage renal failure
  • Major organ transplant of heart, lung, liver, kidney, pancreas, or bone marrow
  • Total loss of eyesight and/or hearing

You are free to use your benefit any way you see fit. Pay out-of-pocket expenses related to your illness, or pursue alternative treatments not covered by your medical insurance. Supplement lost income while you can’t work. Pay daily or monthly household expenses, or take a much-needed vacation. The choice is yours!


About Us: About AIL / About Cohen-Cohen / Leadership Bios

Locations: Lakewood / Los Angeles / Ontario / Simi Valley

Careers: AIL Awards & Recognitions / AIL Company Growth / AIL Incentives Testimonials

Agent Resources

Policyowners: Address Change / Make a Policy Claim / Miscellaneous Change Form / Modify an Existing Policy / Name Change Form / Report A Death / Unclaimed Property

Available Coverage: Accident & Hospital Insurance / Family Protection / Life Insurance / No-Cost Partners Program / Union Coverage / Final Expense Insurance

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State General Agent Micah A. Cohen,

License Number 0C38927

State General Agent David M. Cohen,

License Number 0542414

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