Founded a half century ago with $25,000 in borrowed capital and a razor sharp vision, American Income first appeared on the business landscape with a truly unique idea-developing a nice marketplace selling supplemental life insurance products to members of this nations' working families.

Bernard Rapoport, founder of AIL, built this company on family and community, an enduring foundation that has allowed the company to grow and prosper over the years. Even as growth advances at a record pace, family is the thread that ties everyone together in a community and sets American Income apart from other companies. Joining AIL is like marrying into a large extended family.

AIL markets term and whole life insurance products and limited-benefit accident and health insurance through sponsored marketing programs with labor unions locals, credit unions and other associations that facilitate agents with prospective sales leads. As a "union label" company, AIL has fostered close relationships with local union officials which facilitates the marketing of its products to moderate income wage earners through its exclusive agency force.